Am I an accredited investor?
Answer a few quick questions to see if you may meet the SEC's tests for individuals. We never ask for exact numbers or documents.
Which is true?
For individual investors in the U.S. It's a guide to the rules, not a ruling on whether you qualify.
The short version
What does “accredited” mean?
Some private investments, like the startup rounds on Play Money, are open only to accredited investors. The SEC sets who that is, and for individuals it comes down to income, net worth or a securities license.
Qualifying is about who may invest, not whether an investment suits you. Every startup investment carries risk, so read each one before you decide.
For the official definition, see Investor.gov's guide to accredited investors and Rule 501(a) in the eCFR.
Every way in
How an individual can qualify
Meeting any one of these is enough.
Income
Over $200,000 a year on your own, or $300,000 with a spouse or partner, in each of the past two years, and the same expected this year.
Net worth
Over $1 million, alone or with a spouse or partner, not counting your main home.
A securities license
A Series 7, Series 65 or Series 82 license in good standing.
For one investment
A director, executive officer or general partner of the company selling it, a knowledgeable employee of the fund, or a family client of a family office.
Questions about qualifying.
You can still learn. Our Learning Center has guides to angel investing, from the basics up, and our newsletter shares what we're learning every Tuesday. The SEC also reviews the definition every four years.